• Borrower’s Valid ID
  • One (1) Primary ID
  • If no Primary ID, submit two (2) Secondary IDs
• Co-maker’s Valid ID
  One (1) valid ID
• Signed Contract
  Required upon approval
• Proof of Income
  If no proof of income is available, a Barangay Clearance is required.

Applicants must provide complete and valid requirements and pass the approval review (identity verification, capacity to pay, and co-maker validation if required).

Yes. Applicants must be at least 18 years old and able to provide a valid government-issued ID.

Yes. Self-employed applicants are accepted, as long as submitted requirements are complete and verifiable.

Yes, OFWs may apply, subject to verification and completion of requirements. A qualified co-maker may be required.

Yes, students may apply if they can submit the required documents and have a qualified co-maker, subject to approval.

You may still apply, but approval depends on submitted requirements and your ability to pay. A qualified co-maker is usually required.

Typically one (1) qualified co-maker is required, depending on the applicant’s profile and verification results.

A spouse or family member may act as a co-maker, provided they meet qualification requirements.

A co-maker helps strengthen the application by supporting verification and ensuring installment terms can be met, especially when additional validation is needed.

A co-maker must be able to submit valid requirements, be reachable for verification, and meet basic qualification checks.

Yes, a spouse can be a co-maker, subject to verification and completeness of requirements.

Yes. Family members are allowed as co-makers, subject to qualification and verification.

Self-employed co-makers are accepted, as long as their requirements are complete and verifiable.

Available terms are 3, 4, 5, and 6 months, subject to approval.

We offer 0 down payment. However, if requirements are incomplete, a 20% down payment is required.

We offer 0 DP. If requirements are missing, a 20% DP is required.

Payment can be semi-monthly (2x/month) or weekly, depending on the selected plan and approval terms.

You may choose your due date schedule:

• 5th and 20th
• 10th and 25th
• 15th and 30th

Yes. Early payments are allowed and encouraged.

Yes. Late payments may incur penalties or additional fees based on the agreed terms.

Approval time depends on the completeness of requirements and verification. We will update you once reviewed.

Approval depends on complete documents, successful verification, ability to pay, and co-maker qualification (if required).

Yes. Applications may be declined if requirements are incomplete or verification/qualification checks are not met.

We will notify you through the contact details you provided (message/call/email, depending on your submission).

Yes. You may reapply after completing missing requirements or improving submitted information.

Unless stated otherwise, items offered are brand new and quality-checked.

Yes, warranty availability depends on the item and supplier/brand warranty policy.

Warranty duration varies per item. The warranty details will be provided upon release/delivery.

Delivery timing depends on item availability and location. Estimated timelines will be shared after approval.

Yes, pick-up may be available depending on location and arrangement.

Delivery fees may apply depending on your location. We will confirm the exact fee before final confirmation.

No. All fees and payment terms will be explained clearly before you confirm.

If a processing fee applies, refundability depends on the stage of processing. We will clarify this before payment.

Prices may change depending on supplier pricing and availability. Final pricing is confirmed upon approval.

Yes. Your information is handled confidentially and used only for application processing and verification.

Only authorized staff involved in verification and processing can access your information.

We do not share your data unnecessarily. Some verification steps may require validation, but only as needed for processing.

Please contact us immediately. We will assist based on warranty coverage and supplier policy.

You may contact us through the available contact options on this page for payment assistance and clarifications.

Changes may be possible depending on approval terms. Requests are subject to review.

Missed payments may incur penalties and affect future approvals. Please inform us as early as possible so we can assist.

Yes. Message us anytime so we can guide you through the requirements and application steps.

You can contact us via the available contact options on this page.

Yes. Messenger support is available. You may message us for faster assistance.

Please refer to the contact section or message us for current hours.